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Finally understand
your money

Payslip deductions explained. Loan costs exposed. ITR filing simplified. In plain language — no CA required.

🚨 You're losing ₹2.3L in tax without knowing — check now. ITR 2025-26 filing is open. Deadline: July 31, 2026.
3 Tools
Payslip · Loans · ITR
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FY 2025-26
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⚡ ITR 2025-26 filing window is OPEN — 106 days left before July 31 deadline.  Start filing free →
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Everything you need to
understand your finances

Built specifically for salaried Indians. No signup for free tools.

📚 Free Tax Guides

Everything about Indian taxes,
explained in plain language

No jargon. No CA needed. Updated for FY 2025-26.

Quick Calculator

CTC → Take-Home in 10 seconds

Instant estimate of your monthly in-hand salary

Why PaisaClarity

Built for the confusion
every Indian faces

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12 payslip lines you don't understand

LWF? PT? ESIC? We explain every deduction in plain language, so you know exactly where your money goes.

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Banks hide the real loan cost

A ₹10L loan at "10%" actually costs ₹15.5L with all charges. We show you the truth before you sign.

📅

ITR panic every July

Wrong form, missed deductions, Form 26AS confusion. We guide you step-by-step to file correctly.

Common Questions

Yes! All calculators and guides are free — no signup needed. Pro (₹299/yr) unlocks AI chat, PDF exports, personalized checklists, and more advanced features.
No. All calculations run entirely in your browser. We never store, transmit, or share any financial data you enter. Your numbers stay on your device.
Yes. All tools reflect FY 2025-26 (AY 2027-28) rules, including the new default tax regime slabs from Budget 2025 (Feb 2025) and updated HRA / PF limits.
PaisaClarity helps you understand and prepare. Actual ITR filing is done on the Income Tax Department portal (incometax.gov.in). We guide you so you go there prepared.

Start understanding your money today

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Trusted by 12,000+ Indian salaried professionals

From fresher to ₹50L+ earners — finally, financial clarity in plain language.

★★★★★

"I had NO idea my HRA exemption was being under-claimed for 3 years. PaisaClarity showed me in 2 minutes. Got a ₹42,000 refund this year."

PR
Priya R.
Software Engineer, Bengaluru
★★★★★

"Filed my own ITR for the first time — freelancer with 44ADA. The ITR-4 guide + CA session (₹299!) was better than what I paid ₹3,000 for last year."

AK
Arjun K.
Freelance Designer, Delhi
★★★★★

"My bank told me my EMI was ₹28k/month. PaisaClarity showed me total interest was ₹14L over 20 years. Switched to a prepayment plan and I'm saving ₹4.2L."

MS
Meera S.
Product Manager, Pune
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